US Credit Union Intelligence API

API ID 13179

B2B intelligence data for US Credit Unions, providing automated CRM data, ESG risk metrics, delinquency ratios, and live ATM geolocations.

1,463 ms avg response

API Documentation

Endpoints

Request

Retrieves the historical risk profile, total loans, delinquent loans, and ratio thresholds for an institution.

Endpoint ID: 26734
GET https://docs.zylalabs.com/api/13179/us+credit+union+intelligence+api/26734/get+institution+risk+profile
INPUT PARAMETERS

Free test requests remaining: 3 of 3.

API EXAMPLE RESPONSE
JSON
{"charter_id":"5530","institution_name":"VA DESERT PACIFIC","total_loans":58936000.0,"delinquent_loans":204918.0,"delinquency_ratio":0.0035}
Get Institution Risk Profile — CODE SNIPPETS

curl --location --request GET 'https://zylalabs.com/api/13179/us+credit+union+intelligence+api/26734/get+institution+risk+profile&charter_id=Required' --header 'Authorization: Bearer YOUR_API_KEY' 


    
Request

Retrieves general administrative corporate profiles, footprint analysis, executive staff details, and high-level assets.

Endpoint ID: 26735
GET https://docs.zylalabs.com/api/13179/us+credit+union+intelligence+api/26735/get+institution+profile
INPUT PARAMETERS

Free test requests remaining: 3 of 3.

API EXAMPLE RESPONSE
JSON
{"institution_name":"VA DESERT PACIFIC","charter_id":"5530","crm_data":{"ceo_name":"Wood","accounting_preparer":"Stufflebeem","phone":"5624981250"},"footprint":{"total_branch_count":4},"esg_metrics":{"minority_board_status":"1.0"},"financials":{"total_assets":98985400.0}}
Get Institution Profile — CODE SNIPPETS

curl --location --request GET 'https://zylalabs.com/api/13179/us+credit+union+intelligence+api/26735/get+institution+profile&charter_id=Required' --header 'Authorization: Bearer YOUR_API_KEY' 


    
Request

Performs geographical search queries to identify local physical branch structures and ATM networks based on zip codes.

Endpoint ID: 26736
GET https://docs.zylalabs.com/api/13179/us+credit+union+intelligence+api/26736/search+atms+by+zip+code
INPUT PARAMETERS

Search ATMs by Zip Code — Endpoint Features

Object Description
zip_code Required Target postal area for localized institutional ATM mapping operations.

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

zip_code
API EXAMPLE RESPONSE
JSON
[{"charter_id":"4735","site_name":"Chelsea Branch","address":"111 W 26th St","city":"New York","state":"NY","zip_code":"10001"}]
Search ATMs by Zip Code — CODE SNIPPETS

curl --location --request GET 'https://zylalabs.com/api/13179/us+credit+union+intelligence+api/26736/search+atms+by+zip+code?zip_code=10001' --header 'Authorization: Bearer YOUR_API_KEY' 


    

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the US Credit Union Intelligence API simply include your bearer token in the Authorization header.

Headers
Header Description
Authorization Required Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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Overview

B2B intelligence data for US Credit Unions, providing automated CRM data, ESG risk metrics, delinquency ratios, and live ATM geolocations.

US Credit Union Intelligence API FAQs

Each endpoint returns specific data types: the "Get Institution Risk Profile" provides historical risk metrics, the "Get Institution Profile" offers corporate profiles and executive details, and the "Search ATMs by Zip Code" delivers geolocation data for ATMs and branches.

Key fields include "charter_id," "site_name," "address," "city," "state," "zip_code" for ATM searches, and metrics like "total loans," "delinquent loans," and "asset metrics" for institution profiles.

Response data is structured in JSON format, with each endpoint returning a specific object or array. For example, the ATM search returns an array of objects, each containing details like address and site name.

The "Get Institution Risk Profile" provides financial health metrics, the "Get Institution Profile" includes administrative and executive data, and the "Search ATMs by Zip Code" reveals ATM locations and branch counts.

Data is sourced directly from quarterly NCUA filings, ensuring it is up-to-date and reliable. The API standardizes this data for immediate use, enhancing its accuracy and relevance.

Typical use cases include risk assessment for lending, CRM enhancements through executive contact data, and operational planning by locating ATMs and branches for service delivery.

Users can customize requests by specifying parameters such as institution identifiers or zip codes in the API calls, allowing for targeted data retrieval based on specific needs.

Data accuracy is maintained through regular updates from NCUA filings and rigorous quality checks during the data aggregation process, ensuring high reliability for users.

General FAQs

To obtain your API key, first sign in to your account and navigate to the API you want to use. From the API's Pricing section, choose a plan and complete the subscription process. Once subscribed, return to the API page and you will see your API Access Key displayed at the top of the documentation page. You can use this key to authenticate your requests.

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